What Inputs We Use and Don't Use

What This Page Explains

Your diagnostic score is calculated from the multiple-choice answers you provided during the review. The inputs are grouped into structural categories. The categories used depend on which diagnostic you completed.

If you selected 'Not sure' on any question, that question maps to a neutral midpoint indicator value. Your score reflects that selection.

What This Does NOT Represent

• No external data source is used. The diagnostic does not connect to any bank, financial institution, credit bureau, or data provider.
• No real-time account balances, live portfolio valuations, or market data are used.
• No credit score, credit history, or credit bureau data is used.
• Your name, address, national identification number, and government-issued ID are not collected or used.

Core Explanation Sections

Inputs Used — Positioning Review

The Veridon Positioning Review score is based on inputs across the following five categories:

• Asset structure — the types of assets you hold and their relative proportions
• Income structure — the number and type of income sources and their stability
• Liability and commitment structure — the nature and extent of financial obligations
• Liquidity position — the proportion of assets available without significant delay or loss
• Emergency buffer — the presence and scale of a financial reserve relative to obligations

Inputs Used — Concentration Review

The Veridon Concentration Review score is based on inputs across the following four categories:

• Asset class concentration — the degree to which holdings are spread across asset types
• Sector concentration — the degree to which equity or business exposure is spread across sectors
• Geographic concentration — the degree to which financial exposure is spread across regions or currencies
• Income source concentration — the degree to which income depends on a single employer, client, or activity

Inputs Used — Exposure Review

The Veridon Exposure Review score is based on inputs across the following five categories:

• Market exposure — the degree of dependence on market-linked assets
• Currency exposure — the degree of non-domestic currency dependency in assets or income
• Employer/counterparty exposure — the degree of financial dependency on a single employer, client, or institution
• Leverage exposure — the scale of debt obligations relative to assets
• Interest rate sensitivity — the degree to which obligations are sensitive to interest rate movements

Inputs NOT Used

The following information is NOT collected and NOT used in any Veridon diagnostic review:

• Your name
• Your national identification number or passport number
• Your bank account details or payment card details
• The specific names of your investment holdings or financial institutions
• Real-time market data, live portfolio valuations, or account balances
• Your tax status or tax filings
• Your credit score, credit history, or credit bureau data
• Your location or address
• Any data from third-party data providers, credit bureaus, or financial institutions

Based on Inputs Disclaimer

All scores are based solely on the inputs you provided. The diagnostic does not have access to any external data about your financial situation. If your inputs were incomplete, imprecise, or reflected a 'Not sure' selection on one or more questions, the score reflects that information quality.

Definitions

Limitations / Boundaries

Contact and Support